Terms of Use
Last updated October 9, 2026
Acceptance
By using this Site you agree to these Terms. If you don’t agree, please don’t use the Site.
Educational purpose
Content is provided for general information and education only. It is not medical advice and does not create a physician–patient relationship. See the Medical Disclaimer.
Questions and appointment requests
Sending a question or a request is not a confirmed appointment and is not a medical consultation. Personal medical advice is given only within a physician–patient relationship.
No medication sales
This Site does not sell, prescribe or ship medications. Any prescription decision is made only after an individual medical evaluation.
Intellectual property
Text, graphics and design on this Site are owned by or licensed to Dr. Richard Kowalsky, MD and protected by copyright. You may share links, but please don’t reproduce content without permission.
Acceptable use
You agree not to misuse the Site, attempt unauthorized access, or submit false or harmful information.
Third-party links
Links to outside sites, such as journals, the CDC and licensing boards, are provided for convenience. We are not responsible for their content or privacy practices.
Limitation of liability
To the fullest extent permitted by law, the Site is provided “as is” without warranties, and we are not liable for damages arising from its use.
Governing law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles.